Category: Understanding Specific Health Insurance Policies and Benefits

What Is Sum Insured in Health Insurance? Health insurance is a type of insurance that provides coverage for medical and surgical expenses incurred by the insured. It is an agreement between the insured and the insurance company, where the insured pays a premium in exchange for financial protection in case of medical emergencies or illnesses. […]

Major Communicable Diseases in the United States: An Overview of the Top Contagious Illnesses Pneumonia, influenza, tuberculosis, gonorrhea, syphilis, hepatitis, measles, and chlamydia are some of the most prevalent communicable diseases in the United States. These diseases can be easily transmitted from person to person through various means, including close contact, respiratory droplets, sexual activity, […]

Renal Function Test (RFT) The renal function test (RFT) is an important diagnostic tool used to assess the functioning of the kidneys. The kidneys play a crucial role in maintaining the body’s overall health and well-being. They are responsible for filtering waste products and excess fluids from the blood, regulating electrolyte levels, and producing hormones […]

Individual Health Insurance vs Group Health Insurance When it comes to health insurance, there are two main options to consider: individual health insurance and group health insurance. Each option has its own benefits and considerations, so it’s important to understand the differences and make an informed decision about which one is best for you. Individual […]

Health Insurance With Cancer Cover When it comes to your health, you can never be too careful. That’s why it’s essential to have comprehensive health insurance that provides you with the necessary cover and peace of mind. Our specialized policy offers extensive protection, including cancer cover, ensuring that you are prepared for any diagnosis or […]

Health Insurance Claims Process: Cashless & Reimbursement When it comes to managing your health and ensuring your well-being, having a comprehensive health insurance policy is essential. However, understanding the claims process can often be confusing and overwhelming. In this article, we will break down the different aspects of the health insurance claims process, including cashless […]

Dental Insurance When it comes to maintaining your oral health, having a dental insurance policy is crucial. Dental insurance provides coverage for a wide range of dental procedures, ensuring that you receive the necessary care without breaking the bank. One of the key advantages of dental insurance is the access it provides to a network […]

Understanding the Importance of Claim Settlement Ratio in Health Insurance: Everything You Need to Know When it comes to health insurance, it is important to understand the claim settlement ratio. This ratio represents the percentage of claims that an insurance company settles out of the total number of claims received. It is a crucial factor […]